Roojai is a digital insurance provider that offers a range of retail insurance products, including auto, motorcycle, and health coverage, through a user-friendly mobile app. The platform enables customers to obtain quotes in under 60 seconds, file claims in real-time, and access 24/7 roadside assistance, addressing the need for efficient and accessible insurance services.
Funding
$42M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Traditional insurance processes often involve lengthy quote estimations, complex claim filings, and limited accessibility to immediate assistance, creating inefficiencies and frustration for customers. Many customers lack access to real-time support and convenient methods for managing their insurance policies.
Solution
Roojai is a digital insurance platform that streamlines the insurance experience by offering instant quotes, real-time claim filing, and 24/7 roadside assistance through a user-friendly mobile application. The platform allows customers to obtain insurance quotes in under 60 seconds and provides access to a network of certified garages and hospitals. Customers can manage their policies, file claims with GPS-enabled real-time updates, and access emergency support services directly from their smartphones. Roojai also offers flexible payment options, including installment plans via debit/credit cards and QR code payments, making insurance more accessible and affordable.
Target Audience
Roojai primarily targets individual consumers in Thailand seeking convenient, affordable, and accessible insurance solutions for their vehicles, motorcycles, and personal health needs.
Features
- Instant insurance quotes for auto, motorcycle, electric vehicle, and personal accident coverage
- Real-time claim filing via mobile app with GPS location sharing and video call support
- 24/7 roadside assistance, including emergency repairs, vehicle transportation, fuel delivery, and locksmith services
- Roojai Care Card for cashless medical treatments at network hospitals
- Option to reduce premiums by 10% by installing a dashcam
- Flexible payment plans with up to 10-12 month installments via debit/credit card or QR code
- Guaranteed repair quality with a 12-month warranty at over 1,600 certified garages and service centers
- 100% money-back guarantee if a better offer is found with the same coverage terms
- Roojai Rewards program for earning points on renewals and referrals, redeemable for gifts