The startup operates an automated investment platform that focuses on loans issued by integrated lending companies, featuring a full buyback guarantee and an auto-invest function. This service enables clients to invest with minimal risk while ensuring their capital is protected through guaranteed buybacks.
Funding
$17.9M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Individual investors often lack the resources to thoroughly vet loan originators, assess the risk of defaults, and manage a diversified portfolio of loans. This can lead to increased exposure to potential losses and missed opportunities for optimal returns in the peer-to-peer lending market.
Solution
Robocash is an automated investment platform that allows individuals to invest in loans issued by integrated lending companies within the UnaFinancial group. The platform offers a buyback guarantee, ensuring investors receive their principal and interest even if a borrower defaults after 30 days. Through its automated investment tools, Robocash enables users to create diversified portfolios with risk mitigation features, streamlining the investment process and providing a convenient way to earn passive income from the consumer lending market.
Target Audience
The platform targets individual investors in the European Union, UK, and Switzerland seeking a simple and reliable way to invest in consumer loans with a degree of risk mitigation through automated processes and buyback guarantees.
Features
- Automated investment platform that invests in loans from loan originators within the UnaFinancial group
- Buyback guarantee on loans delayed by more than 30 days
- Automated portfolio management with customizable investment parameters
- Reinvestment options, including reinvesting the principal amount, earned interest, or the full amount
- Minimum investment threshold of €10
- Access to loan originators operating in the Philippines, Spain, and Kazakhstan