Ripper is an AI‑driven payment orchestration platform that generates production‑ready routing, fallback, and compliance configurations via a single API call, eliminating the need for SDKs or extensive boilerplate. It continuously monitors transactions for fraud, disputes, and performance, providing real‑time optimization suggestions that can be applied through additional prompts, allowing product and engineering teams to ship and iterate checkout experiences quickly.
Funding
Funding not disclosed
Founders
Product
Problem
Integrating and managing payment workflows requires extensive custom code, manual configuration of routing and compliance rules, and constant monitoring for fraud and declines, leading to long development cycles and operational bottlenecks for product teams.
Solution
Ripper provides an AI‑driven payment orchestration layer that plugs directly into existing development tools via a simple API call. The service generates production‑ready payment configurations—including routing, fallback paths, and compliance parameters—based on the developer’s prompt. Once deployed, Ripper continuously monitors transaction performance, detects fraud patterns, and offers optimization suggestions that can be applied through additional prompts, enabling rapid iteration without additional SDKs or onboarding steps.
Target Audience
Ripper is aimed at product and growth teams, as well as engineering squads, that need to launch and iterate on checkout experiences quickly while minimizing payment‑related support and fraud overhead.
Features
- API‑only integration with no SDK or boilerplate code required
- Automatic generation of routing logic, fallback strategies, and compliance rules from natural‑language prompts
- Real‑time fraud detection and dispute handling built into the payment flow
- Continuous performance monitoring with AI‑driven optimization recommendations
- Compatibility with existing AI‑native development environments and payment processors
- Dynamic, intent‑aware PSP routing that adapts to transaction context