Funding
Funding not disclosed
Founders
Product
Problem
Rideshare and delivery drivers face unique insurance needs that standard auto policies often fail to address, leaving them vulnerable to coverage gaps during work-related activities. This can result in denied claims and financial losses in the event of an accident while driving for a platform.
Solution
Ride Protect provides comprehensive motor vehicle insurance specifically designed for rideshare and food delivery drivers, covering personal use, ridesharing activities, and food delivery under a single policy. This eliminates the need for separate policies and ensures continuous coverage, whether the driver is online or offline. The insurance package includes damage coverage for the driver's vehicle and third-party vehicles, as well as liability cover and optional windscreen replacement and hire car options. Ride Protect also offers a crash-prevention coaching program delivered via SMS or email, providing safety tips and feedback to promote safer driving habits.
Target Audience
The primary target audience includes rideshare drivers and food delivery drivers seeking comprehensive and tailored insurance coverage that addresses the specific risks associated with their profession.
Features
- Comprehensive coverage for personal use, rideshare, and food delivery activities
- $20,000,000 liability cover
- Optional windscreen replacement and hire car in the event of an accident
- Access to the 365 driveX app, providing a "roadside guardian" with geo-intelligence to protect against unforeseen incidents
- Crash-prevention coaching program delivered via SMS or email
- Claims processing through Hello Claims, offering 24/7 online access to track repair progress and communicate with repairers
- Australia-wide roadside assistance through the 365 Roadside Assist app, with tap-and-follow prompts for quick service requests