Founder and CEO
RL
Ribbon Life
ribbonlife.im
Website unreachable since Oct 27, 2026
Ribbon Life is an InsurTech platform providing digital life assurance products specifically for mass affluent and high-net-worth non-residents. It streamlines the investment process in tax-efficient savings, aiming to reduce administrative burdens for financial advisors and enhance long-term returns for investors through AI-driven offerings.
- Artificial Intelligence
- Enterprise Software
- Financial Technology
- Software Only
Updated 5 months ago
Funding
Funding rounds are not available yet.
Founders
Product
Problem
Traditional life insurance and investment products often involve lengthy onboarding processes, high commission charges, and limited investment choices, particularly for mass affluent and high-net-worth non-residents. Financial advisors face administrative burdens and potential commission clawbacks, while customers encounter time-consuming account openings and potentially biased fund recommendations.
Solution
Ribbon Life offers a digital life assurance platform that streamlines investment in tax-efficient savings for non-resident investors. The platform automates processes with AI and machine learning to reduce administrative burdens for financial advisors and enhance long-term returns for investors. Ribbon Life provides full e-onboarding and e-risk profiling, secure hybrid savings with anti-fraud features, and customized investment opportunities tailored to personal preferences. The platform aims to deliver increased income to life companies and increased returns to customers through a seamless, tech-driven process flow and a diverse range of products.
Target Audience
Ribbon Life targets mass affluent and high-net-worth non-residents seeking tax-efficient savings and investment opportunities, as well as financial advisors looking to reduce administrative burdens and enhance client returns.
Features
- AIFA (AI Financial Advisor) distribution alongside human IFAs (Independent Financial Advisors)
- Full e-onboarding and e-risk profiling for customers
- Secure hybrid savings with anti-fraud features offered on an AI-powered investment platform
- Customised investment opportunities tailored to personal preferences
- D2C (Direct-to-Consumer) rapid account opening
- Instant feedback and reporting
- Non-biased fund recommendation
- Significantly reduced commission for customers, resulting in increased returns
- No commission clawback