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Return Finance
Return Finance provides a regulated API and product suite that lets fintechs, neobanks, exchanges, and corporate treasuries convert fiat to stablecoins, access multi‑chain liquidity, and earn DeFi yields—all with built‑in KYC/KYB, AML, Travel‑Rule compliance and Fireblocks‑grade custody. The platform abstracts on/off‑ramps, bridging, and yield aggregation into a single integration point, enabling rapid, audit‑ready deployment of crypto services.
- Data & Analytics
- Blockchain & Cryptocurrency
- Enterprise Software
- Financial Technology
- Software Only
Updated 5 months ago
Funding
Funding not disclosed
Funding rounds are not available yet.
Founders
Product
Problem
Fintech platforms and corporate treasuries lack a single, compliant solution to access stablecoin liquidity, on/off‑ramps, and DeFi yield opportunities across multiple blockchains, forcing them to integrate numerous vendors and manage complex regulatory requirements.
Solution
Return Finance offers a regulated API and suite of products that provide unified fiat‑to‑crypto conversion, custodial and non‑custodial wallets, and automated DeFi yield aggregation. The platform embeds KYC/KYB, AML, Travel‑Rule, and real‑time compliance checks into every call, eliminating the need for separate compliance stacks. Multi‑chain routing and smart‑contract‑backed vaults deliver market‑leading yields on USDC, EURC, and ETH while abstracting protocol and bridge complexity. Institutional‑grade custody is supplied via Fireblocks with MPC encryption and insurance, and all transactions are audit‑ready and traceable. This enables fintechs, neobanks, exchanges, and corporate treasury teams to launch, scale, and monetize crypto services quickly and securely.
Target Audience
Primary customers are fintech companies (neobanks, crypto exchanges, wallet providers), corporate treasury departments, and investment platforms that need compliant on‑chain services and DeFi yield exposure.
Features
- Single API endpoint for SEPA, SWIFT, ACH, FPS and card on/off‑ramps covering EUR, USD and GBP
- Integrated KYC/KYB, AML, KYT, sanctions screening and Travel‑Rule messaging with over 20 VASP partners
- Multi‑chain liquidity engine with automated routing, bridging and reward distribution across Ethereum, Solana, Bitcoin, Avalanche, Base, Polygon and other EVM‑compatible networks
- DeFi yield aggregator offering audited vaults for stablecoins (USDC, EURC) and ETH staking via Lido, with auto‑compounding and granular reward accounting
- Institutional‑grade custody via Fireblocks MPC wallets, optional self‑custody, and insurance coverage
- Real‑time reporting, audit‑grade logs and compliance dashboards accessible via web UI or API
- SDKs, pre‑built examples and documentation enabling integration in a few hours, with production rollout in weeks