Request Finance provides a SaaS platform that consolidates accounts payable, receivable, payroll, and expense management for both crypto (including stablecoins) and fiat currencies. The system integrates directly with ERP solutions such as QuickBooks, Xero and NetSuite, offers on‑ and off‑ramp conversion, a crypto‑enabled business card, and built‑in fraud controls and audit‑ready reporting via an open API.
Funding
Funding not disclosed
Founders
Product
Problem
Companies that handle both cryptocurrency and fiat currencies must juggle separate tools for payments, invoicing, payroll, and expense tracking, leading to manual data entry, reconciliation errors, and compliance risks.
Solution
Request Finance delivers a unified SaaS platform that centralizes accounts payable, accounts receivable, payroll, expense management, and accounting for both crypto and fiat assets. The system integrates natively with leading ERP and accounting suites such as QuickBooks, Xero, and NetSuite, enabling automatic transaction import and categorization. Built‑in approval workflows, test payments, double‑payment detection, and on‑chain insurance protect against fraud and operational mistakes. Users can convert stablecoins to fiat and remit payments worldwide through embedded on‑/off‑ramp rails with transparent fee structures. An open API lets enterprises embed the same finance controls into their own products, while a crypto‑enabled business card extends spend flexibility. All data is encrypted, audit‑ready, and presented through real‑time dashboards and exportable reports for tax and regulatory compliance.
Target Audience
Finance, operations, and HR teams at Web3 enterprises, DAOs, and crypto‑enabled businesses that need to manage crypto and fiat cash flows, as well as freelancers and contractors requiring crypto invoicing and expense reimbursement.
Features
- Consolidated dashboard for AP, AR, payroll, and expense processing in crypto, stablecoins, and fiat.
- Direct integrations with QuickBooks, Xero, NetSuite, and other ERP systems for seamless transaction sync.
- API endpoints for custom payables/receivables and global off‑ramp capabilities.
- Support for 200+ blockchain wallets, multi‑signature and MPC security, plus automated test payments and duplicate‑payment detection.
- Configurable approval policies, fraud checks, and optional transaction insurance covering up to $100 k per payment.
- Crypto‑to‑fiat conversion with fees ranging from 0.45 % to 1.00 % and payouts to 190+ countries via SWIFT, ACH, SEPA, etc.
- Crypto business credit card offering spend controls and 1:1 stablecoin funding.
- Real‑time reporting, CSV/PDF export, and tax‑ready journal entry generation.