ReDeFi provides a private, permissioned blockchain layer that lets banks and other regulated financial institutions settle transactions on‑chain while retaining full control over client data and compliance. The platform offers near‑instant settlement, dual payment options (blockchain and traditional bank transfers), and a fiat‑backed “Onchain Money” token that combines blockchain transparency with regulatory safeguards.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional financial market infrastructure relies on legacy systems and multiple intermediaries, leading to high transaction costs, slow settlement times, and limited transparency. Banks and financial institutions also face challenges integrating blockchain technology while maintaining regulatory compliance and data security.
Solution
ReDeFi offers a private, permissioned blockchain layer that enables banks and financial institutions to process transactions onchain with full control over client data. The platform combines the speed of blockchain settlement with compliance features such as KYC, AML, and segregation of funds in bank accounts. By mirroring onchain assets to segregated bank accounts, ReDeFi provides a stable, fiat‑backed digital currency (“Onchain Money”) that behaves like conventional money but benefits from blockchain transparency and reduced reliance on intermediaries. The solution supports both blockchain transactions and traditional bank transfers, allowing seamless movement between legacy banking systems and decentralized applications. This architecture aims to lower operating costs, increase liquidity, and expand global reach while preserving regulatory oversight.
Target Audience
Primary customers are banks, credit unions, and other regulated financial institutions seeking a compliant, high‑speed onchain settlement layer for domestic and cross‑border payments.
Features
- Private, permissioned blockchain network giving institutions exclusive control over data and transaction flow
- Onchain Money token that is fully backed by segregated bank accounts, providing fiat‑equivalent stability and FSCS‑like protection
- Integrated KYC/AML compliance engine ensuring all participants meet regulatory standards
- Dual payment acceptance: native blockchain transfers and conventional bank transfers for flexible on‑ramps and off‑ramps
- Near‑instant transaction finality, significantly faster than traditional settlement processes
- Open APIs for connecting existing banking systems and decentralized applications without compromising security
- Built‑in auditability and transparency features that satisfy regulatory reporting requirements