Ready provides a non‑custodial platform that combines a crypto‑backed debit card with zero foreign‑exchange fees and up to 10 % cashback for global purchases. The same account offers on‑chain staking, lending and borrowing, delivering yields of up to 6 % APY on Bitcoin and USDC and 4 % on ETH while keeping users’ private keys. A bank‑transfer on‑ramp and 24/7 support enable fast fiat‑to‑crypto funding and secure everyday use of digital assets.
Funding
$40M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
FVFounders
Product
Problem
Cryptocurrency holders often face high foreign‑exchange fees, limited options for everyday spending, and custodial platforms that control their assets, making it difficult to use digital assets for routine purchases while also earning yield.
Solution
Ready offers a non‑custodial platform that lets users spend crypto through a debit card with zero foreign‑exchange fees and up to 10 % cashback on purchases. The same account provides on‑chain staking, lending, and borrowing services that generate yields of up to 6 % on Bitcoin and USDC and 4 % on ETH. Assets remain under the user’s private keys, while smart‑contract integrations with major exchanges ensure secure on‑chain operations. A simple bank‑transfer on‑ramp enables rapid fiat‑to‑crypto funding, and real‑time fraud alerts plus 24/7 human support help maintain account safety. The combined spend‑and‑earn workflow lets users keep their crypto liquid, productive, and accessible worldwide.
Target Audience
The service targets crypto‑savvy consumers and DeFi participants who want to use their digital assets for everyday spending while simultaneously generating passive yield. It also appeals to high‑net‑worth individuals seeking premium card benefits and secure, non‑custodial financial tooling.
Features
- Debit card with zero FX fees and tiered cashback (up to 10 % on Ready Metal, 0.5 % on Ready Lite) for global purchases
- Yield‑earning modules: 6 % APY on Bitcoin staking, 6 % on USDC, 4 % on ETH, all claimable in seconds
- On‑chain borrowing: collateralize Bitcoin to borrow USDC at ~1.6 % interest, no paperwork or middlemen
- Non‑custodial architecture: private keys stay with the user; smart contracts execute staking, lending, and borrowing
- Bank‑transfer on‑ramp for fast fiat‑to‑crypto deposits
- Integrated fraud‑protection alerts and role‑based access controls to prevent unauthorized activity
- 24/7 live customer support and a developer‑verified smart‑contract ecosystem used by exchanges such as Binance, Kraken, and OKX
- Premium metal card option with exclusive discounts and enhanced rewards