re:cap
The startup offers a digital matching platform that enables subscription revenue companies to sell a portion of their future revenues for immediate, non-dilutive capital. This approach provides timely financing solutions without the burdens of equity dilution, high interest rates, or complex lending processes.
- Enterprise Software
- Financial Technology
- Software Only
Funding
Raised to date
$131.1MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Subscription-based companies often face challenges in securing non-dilutive capital to fuel growth, manage cash flow, and avoid equity dilution or high interest rates associated with traditional financing methods. These companies need flexible funding options that align with their recurring revenue model and business goals.
Solution
re:cap provides a platform that enables subscription revenue companies to access debt funding and financial insights tailored to their specific needs. The platform offers both short-term and long-term funding options, ranging from €50k to €5m, with flexible repayment terms from 1 to 60 months. By integrating with a company's existing financial data, re:cap offers real-time liquidity analysis, financial reporting, and forecasting tools, enabling businesses to make informed decisions and optimize their financial operations. This approach allows companies to secure non-dilutive capital, extend their runway, and maintain control over their cap table while achieving sustainable growth.
Target Audience
The primary target audience includes B2B and B2C companies in the digital economy with predictable recurring revenue streams, a proven product-market fit, and a minimum of €250,000 in annual revenue.
Features
- Non-dilutive debt funding from €50k to €5m
- Flexible repayment terms from 1 to 60 months, including grace periods
- Real-time liquidity management dashboard with bank account integration
- Automated financial reporting and key metric tracking (burn rate, ARR, cash balance)
- Liquidity forecasting based on automated data collection and manual adjustments
- Integration with subscription management tools (Stripe, Chargebee, Recurly, etc.)
- Secure data storage and processing with 256-bit bank-level encryption
- Customizable alerts for specific transactions and metrics