About Ratio

Ratio is a fintech platform that offers a configurable CPQ and billing solution, enabling businesses to provide flexible payment terms and receive cash upfront regardless of customer payment schedules. This approach reduces procurement delays and enhances cash flow, allowing companies to close deals faster without requiring upfront payments.

```xml <problem> SaaS and technology companies often face challenges related to customer payment terms, leading to prolonged sales cycles, increased discounting, and strained cash flow due to delayed payments. Overcoming budget limitations and internal approval processes for non-standard payment arrangements adds friction to the sales process. </problem> <solution> Ratio provides a CPQ (Configure, Price, Quote) and billing platform that enables businesses to offer flexible payment options to their customers while receiving immediate cash upfront. By removing the need for customers to pay upfront, Ratio helps companies close deals faster, reduce the need for discounting, and improve cash flow. The platform transfers the risk associated with payment terms off the company's balance sheet, allowing for strategic investment without dilution or delay. Ratio's solution aims to streamline the purchasing experience by overcoming approval cycles and departmental budget limitations. </solution> <features> - Configurable CPQ and billing solution for creating flexible payment terms. - Upfront cash advance regardless of customer payment schedules. - Integration with existing revenue streams for growth financing. - Adaptive purchase experience to reduce sales friction. - Automated billing processes to eliminate manual tasks. - Risk mitigation by transferring payment term risk. </features> <target_audience> Ratio primarily targets SaaS and technology companies seeking to accelerate sales, improve cash flow, and reduce the need for discounting by offering flexible payment options to their customers. </target_audience> <revenue_model> Ratio generates revenue by providing a platform that enables companies to get paid upfront, even when customers choose to pay later, suggesting a fee or percentage-based model on the transactions facilitated through the platform. </revenue_model> ```

What does Ratio do?

Where is Ratio located?

Ratio is based in San Mateo, Philippines.

When was Ratio founded?

Ratio was founded in 2021.

How much funding has Ratio raised?

Ratio has raised 4000000.

Location

San Mateo, Philippines

Founded

2021

Funding

4000000

Employees

36 employees

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Ratio

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Executive Summary

ratiotech.com 1K+

Crunchbase

Founded 2021 – San Mateo, Philippines

Funding

Estimated Funding

$3M+

Team (30+)

No team information available.

Company Description

Problem

SaaS and technology companies often face challenges related to customer payment terms, leading to prolonged sales cycles, increased discounting, and strained cash flow due to delayed payments. Overcoming budget limitations and internal approval processes for non-standard payment arrangements adds friction to the sales process.

Solution

Ratio provides a CPQ (Configure, Price, Quote) and billing platform that enables businesses to offer flexible payment options to their customers while receiving immediate cash upfront. By removing the need for customers to pay upfront, Ratio helps companies close deals faster, reduce the need for discounting, and improve cash flow. The platform transfers the risk associated with payment terms off the company's balance sheet, allowing for strategic investment without dilution or delay. Ratio's solution aims to streamline the purchasing experience by overcoming approval cycles and departmental budget limitations.

Features

Configurable CPQ and billing solution for creating flexible payment terms.

Upfront cash advance regardless of customer payment schedules.

Integration with existing revenue streams for growth financing.

Adaptive purchase experience to reduce sales friction.

Automated billing processes to eliminate manual tasks.

Risk mitigation by transferring payment term risk.

Target Audience

Ratio primarily targets SaaS and technology companies seeking to accelerate sales, improve cash flow, and reduce the need for discounting by offering flexible payment options to their customers.

Revenue Model

Ratio generates revenue by providing a platform that enables companies to get paid upfront, even when customers choose to pay later, suggesting a fee or percentage-based model on the transactions facilitated through the platform.