The startup provides a card-based financial service that facilitates employee payments for essential categories such as food, education, and fuel. This service enables companies to streamline expense management and incentivize employee spending through a rewards program linked to card usage.
Funding
Funding not disclosed
Founders
Product
Problem
Many companies face challenges in efficiently managing employee benefits and providing relevant incentives, often relying on multiple platforms and manual processes. This can lead to administrative overhead, reduced employee engagement, and limited flexibility in tailoring benefits to individual needs.
Solution
Raiô Benefícios offers a comprehensive card-based solution that streamlines employee benefits and expense management. Through a single Visa card, employees can access 10 categories of benefits, including food, transportation, health, and education, as well as 6 categories of unrestricted spending. The platform provides a simplified portal for HR to manage benefits, generate reports, and automate recharges via Pix or bank slip. Employees benefit from an intuitive mobile app to track spending, manage their cards, and access humanized support via WhatsApp.
Target Audience
Raiô Benefícios targets companies of all sizes in Brazil seeking to simplify their employee benefits administration, improve employee engagement, and ensure compliance with labor laws.
Features
- A single Visa card encompassing 10 pre-defined benefit categories (PAT and flexible) and 6 categories of free usage
- Simplified HR portal for employee registration, benefit management, reporting, and invoice generation
- Streamlined benefit recharges via Pix (instant) or bank slip (1 business day)
- Employee mobile app for intuitive balance management, expense tracking, and card configuration
- Virtual card functionality for online purchases and digital wallet integration
- Integration with Raiô Vida for accessible health and wellness benefits, including telemedicine and discounts
- Batch employee registration with built-in error prevention
- Humanized customer support via WhatsApp
- Compliance with the Brazilian Worker's Food Program (PAT)