Quarzo Life provides a cloud‑native, API‑first platform that enables insurers and distribution partners to launch, distribute, and manage life insurance, retirement, and equity savings products through ready‑made digital journeys or direct integration. The solution offers real‑time data dashboards, open‑architecture contracts and tax‑optimized structures, eliminating legacy back‑office systems and reducing operational overhead.
Funding
Funding not disclosed
Founders
Product
Problem
Insurers and distribution partners face lengthy, manual processes to launch and manage long‑term savings and life insurance products, leading to slow time‑to‑market, high operational costs, and limited data visibility.
Solution
Quarzo Life offers a cloud‑native, API‑first platform that lets insurers create, distribute, and administer life insurance, retirement savings plans, capitalization contracts, and equity savings products through ready‑to‑use digital journeys or direct integration. The platform provides real‑time, actionable data and a transparent, open‑architecture contract model that supports multiple asset classes and tax‑optimized structures. By handling compliance, underwriting, and contract management in the cloud, Quarzo eliminates the need for legacy back‑office systems and reduces operational friction. Clients can steer contracts in real time, monitor performance, and deliver a seamless experience to end‑users without extensive internal development.
Target Audience
Primary customers are insurance carriers and wealth‑distribution platforms that need to offer life insurance and long‑term savings solutions quickly and efficiently to their end‑users.
Features
- API‑first integration enabling instant provisioning of life insurance and savings products
- Ready‑made digital customer journeys for rapid product launch
- Open‑architecture multi‑support contracts with real‑time steering and performance monitoring
- Tax‑optimized retirement and equity savings plans for both individual and collective customers
- Flexible, tax‑efficient capitalization contracts for treasury excess management
- Real‑time data dashboards delivering clear, actionable insights to insurers and distributors
- Fully cloud‑hosted infrastructure ensuring reliability, scalability, and zero operational overhead