Quantome
Quantome provides institutional-grade quantitative infrastructure for specialty credit markets, anchored by its Q-SBA Suite for SBA 7(a) lending. The platform delivers loan-level analytics, market-wide benchmark dashboards, ML-optimized pool formation, and independent ASC 820/860 valuations built on auditable econometric models. Its flagship suite tracks 85,468 loans across 842 lenders with monthly data refreshes dating back to 2000 vintages.
- Financial Technology
- Data & Analytics
- Software Only
- Artificial Intelligence
Funding
Founders
Founder details are not available yet.
Product
Problem
Specialty credit markets such as SBA 7(a) lending lack institutional-grade quantitative infrastructure, forcing lenders, investors, and aggregators to rely on spreadsheets, stale quarterly reports, and generic valuation curves. This fragmented approach makes peer benchmarking, seasoned-pool pricing, and audit-ready asset valuation slow, opaque, and difficult to defend before credit committees, regulators, and auditors. The complexity is compounded by the need to track performance across geographic, industry, and vintage dimensions simultaneously.
Solution
Quantome provides a platform of proprietary models, loan-level data products, and automated workflows that bring institutional rigor to specialty credit and structured-products markets. Its flagship Q-SBA Suite spans the full SBA 7(a) lifecycle: market-wide benchmark dashboards, portfolio analytics, ML-optimized pool formation, and independent ASC 820/860 valuation advisory. Each product is grounded in continuously refreshed loan-level performance data and built on transparent, auditable econometric and machine-learning models rather than generic assumptions. The platform delivers real-time performance data, cash-flow projections, pricing calculators, and complete audit trails so teams can answer credit-committee questions in seconds and price with conviction.
Target Audience
Primary customers are SBA 7(a) lenders, secondary-market investors, aggregators, custodians, and solution vendors who need standardized loan-level analytics, independent valuations, and competitive intelligence for specialty credit portfolios.
Features
- Market-wide SBA 7(a) benchmark dashboards tracking 85,468 loans, $38.0B outstanding balance, 842 lenders, 2,455 counties, and 1,054 industries with monthly data refreshes and history back to 2000 vintages
- Portfolio Analyzer that converts loan tapes into stratified analytics, payment and prepayment histories, three credit models, cash-flow projections, and a pricing calculator
- Originator pool-formation tool using ML-optimized pools and a four-component ASC 860 valuation from loan tape to net gain on sale
- Independent subscription-based fair-value marks built on a Monte Carlo / OAS framework, covering guaranteed components, retained servicing, and unguaranteed holdings
- Eight interactive dashboard views (Panorama, Trends, By Term & Amount, By Industry, By State, By Lender, Benchmarking, Forecast) with 10+ filter dimensions including NAICS code and origination vintage
- One-click CSV/Excel data export and custom executive briefs with peer comparison and market positioning for board presentations