Qualtik offers a loan portfolio analysis software that provides real-time insights into the risk profile of commercial loan portfolios, enabling banks to conduct flexible stress testing and generate custom reports efficiently. This technology allows financial institutions to proactively manage risk concentrations and capital ratios, reducing the time spent on data organization and enhancing decision-making capabilities.
Funding
$5.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Banks face challenges in efficiently analyzing and managing the risk profiles of their commercial loan portfolios due to time-consuming data organization and a lack of real-time insights. Monitoring concentrations, capital ratios, and the impact of changing market dynamics requires flexible stress-testing tools and reporting capabilities that many institutions lack. Evaluating the potential impact of various risk scenarios on a bank's capital can also be a complex and inconsistent process.
Solution
Qualtik provides a commercial loan portfolio analysis software that delivers real-time visibility into risk profiles and enables banks to proactively manage concentrations and capital ratios. The platform offers fast, flexible stress-testing capabilities, allowing users to evaluate the impact of changing market dynamics on single loans, specific concentrations, or entire portfolios. Interactive dashboards provide a configurable view of key metrics at both the portfolio and asset levels, while custom reporting tools allow for the generation of reports for management, board members, or regulators. Qualtik also offers a consistent method for analyzing the impact of specific stress scenarios on a bank's capital, facilitating informed decision-making and accurate reserve management.
Target Audience
Qualtik primarily serves banks and other financial institutions that require efficient and comprehensive analysis of their commercial loan portfolios.
Features
- Configurable dashboards for monitoring key metrics at the portfolio and asset levels
- Flexible stress-testing capabilities for evaluating the impact of market dynamics on loan portfolios
- Tools for managing and reporting on CRE and C&I concentrations, as well as capital ratios
- Special asset analysis tools for evaluating the impact of various scenarios on capital
- Custom report generation in PDF or CSV format for management, board members, or regulators
- Historic Metrics dashboards for tracking and analyzing performance trends over time
- Capital Impairment Analysis tool for assessing the impact of stress tests on capital and reserves