Quadrum Solutions provides a Swiss‑engineered platform that consolidates regulatory reporting and risk‑assessment for banks and credit unions. The system ingests data from core banking and external feeds, maps it to standardized regulatory schemas, and runs automated Basel III/IV calculations with configurable validation workflows and API‑based integration. It also generates audit‑ready reports and supports scenario analysis through an advanced analytics module.
Funding
Funding not disclosed
Founders
Product
Problem
Banks and core‑solution providers often rely on disparate spreadsheets, legacy systems, and manual calculations to meet regulatory reporting and risk‑assessment requirements. This fragmentation leads to data inconsistencies, time‑consuming validation, and difficulty keeping pace with evolving Basel and local compliance standards.
Solution
Quadrum Solutions delivers a Swiss‑engineered platform that unifies regulatory and financial assessment functions into a single, configurable environment. The solution ingests data from external providers and core banking systems, maps it to standardized regulatory schemas, and runs automated calculations for banking statistics, credit risk, liquidity, interest risk, and capital adequacy. Built‑in validation checks ensure that each mapping and calculation complies with the latest regulatory guidance. Users can tailor workflows through a visual configurator, generate explainable reports, and export results via APIs for downstream analytics or EHR‑style integration. The platform’s modular architecture supports incremental rollout, allowing institutions to address immediate compliance gaps while scaling to broader risk‑management use cases.
Target Audience
Primary customers are commercial banks, credit unions, and core‑banking solution vendors that require integrated regulatory reporting and risk‑assessment capabilities, as well as their compliance and risk‑management teams.
Features
- Centralized data ingestion engine with connectors for external data feeds and core banking APIs, enabling seamless data sourcing and mapping.
- Configurable workflow designer that lets compliance officers define validation rules, approval steps, and reporting schedules without code changes.
- Automated regulatory calculation engine covering Basel III/IV, liquidity coverage ratio, interest‑rate risk, and capital requirement metrics, with built‑in version control for regulatory updates.
- Advanced analytics module that applies statistical models and scenario analysis to credit‑risk portfolios, collateral optimization, and lending potential assessments.
- Explainable reporting suite delivering clear, audit‑ready outputs, including drill‑down tables, visual dashboards, and exportable PDF/Excel formats.
- API layer (REST/GraphQL) for integration with third‑party risk platforms, data warehouses, and governance tools, supporting FHIR‑compatible data exchange where applicable.
- Data housekeeping tools for archiving, retention policy enforcement, and automated reconciliation of source‑system discrepancies.