QI Tech provides a fintech platform with APIs that enable businesses to create and manage financial products, including credit issuance, digital banking, and fraud prevention tools. This infrastructure streamlines the financial service delivery process, allowing companies to enhance customer engagement and operational efficiency.
Funding
$298.4M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many companies face challenges in offering financial products due to the complexities of regulatory compliance, technology infrastructure, and integration with various financial systems. Building and maintaining these systems in-house can be expensive, time-consuming, and require specialized expertise.
Solution
QI Tech provides a comprehensive fintech platform that enables businesses to create and manage financial products, such as credit issuance, digital banking, payments, and fraud prevention. Their platform offers a suite of APIs and modular solutions that streamline the development and deployment of financial services. By leveraging QI Tech's infrastructure, companies can automate financial processes, reduce operational costs, and accelerate time to market for new financial products. The platform supports various use cases, including lending as a service, banking as a service, KYC and anti-fraud solutions, and investment fund management.
Target Audience
QI Tech's primary customers include e-commerce businesses, SaaS companies, investment funds, and startups that require robust and scalable financial infrastructure to offer financial products to their customers or streamline their internal financial operations.
Features
- Lending as a Service: API for offering various credit modalities, including financing, personal loans, working capital, and BNPL, with CCB and commercial paper issuance.
- Banking as a Service: Digital accounts, whitelabel solutions, and high-volume transaction processing.
- KYC and Anti-Fraud: Onboarding, anti-fraud Pix, credit scoring engine, and electronic signature capabilities.
- DTVM: Infrastructure for managing investment funds, compliant with CVM 175 regulations.
- Customizable and scalable APIs with plug-and-play integration.
- Real-time fraud monitoring and prevention tools.
- Electronic signature for secure document signing.