Qipu Finance offers factoring services to accelerate cash flow by advancing the collection of outstanding domestic and international invoices. This provides businesses with immediate liquidity to improve working capital management and supplier payment efficiency.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses often face cash flow challenges due to extended invoice payment terms, impacting their ability to manage operational expenses and pursue growth opportunities. This delay in receivables can hinder working capital management and create liquidity gaps.
Solution
Qipu Finance provides financial solutions designed to accelerate cash flow by advancing the collection of outstanding invoices. The company offers factoring services for both domestic and international transactions, as well as confirming and financial intermediation. This allows businesses to convert their sales into immediate liquidity, thereby improving their financial flexibility and enabling efficient supplier payment management.
Target Audience
The primary target audience includes businesses across various industries, such as agro-industry, services, consumer goods, fishing, textiles, energy, mining, and logistics, that require improved working capital and liquidity management.
Features
- Factoring services to advance the collection of domestic and international invoices, converting sales into immediate liquidity.
- Confirming services to manage supplier payments by offering a financing line that centralizes payments and enhances supplier relationships.
- International factoring to facilitate cross-border financing operations and expedite the collection of export sales.
- Financial intermediation services to provide advisory and support for various financing needs, including short-term financing for agro-industry imports, long-term CAPEX financing, and real estate development loans.
- A digital platform for client account management and invoice submission.