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Qashio

Qashio is a spend management platform that gives businesses real-time visibility and control over corporate expenses through unlimited virtual cards, automated workflows, and AI-powered receipt matching. The platform integrates directly with major ERP systems and includes a rewards program where every transaction earns Qashio Points redeemable for Emirates Skywards miles, cashback, or exclusive offers.

Traction 10/10
Dubai, United Arab Emirates · HQ
Founded 202117550K+ followers
  • Enterprise Software
  • Financial Technology
  • Software Only
  • Artificial Intelligence
  • Applications
Updated yesterday

Funding

Raised to date

$12.5MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.

+2
Funding rounds are not available yet.

Founders

3 founders

Armin Moradi

CEO & Founder

Since Nov 2021 · 5 yrs

Profile summary: Delivery Hero • Regional Commercial Director MENA · BS Business Administration at Uppsala University

Axel Peyriere

Dubai, United Arab Emirates

Investor

Profile summary: AUTO24.africa • CEO & Co-Founder · Master's degree, Marketing, Advertising (2002-2007) at Institut Supérieur de Gestion

Lydia Foott

Dubai, United Arab Emirates

COO & Founding Member

Since Feb 2024 · 2 yrs 9 mos

Profile summary: Delivery Hero Head of Growth

Product

Problem

Many businesses struggle to track and control employee spending, often relying on manual processes, petty cash, and fragmented tools that create inefficiencies, lack of visibility, and risk of leakage. Traditional expense management systems are cumbersome to integrate with existing ERPs, and matching receipts to transactions remains a time-consuming manual task.

Solution

Qashio provides a comprehensive spend management platform that combines corporate cards, expense tracking, and automated workflows into one system. Businesses can issue unlimited virtual corporate cards with granular spending limits and controls, automate petty cash handling, and streamline approval processes for spend requests and expense reports. The platform integrates directly with major ERP systems including Dynamics365, Oracle Netsuite, SAP, Xero, and Zoho, and uses AI-based receipt matching via WhatsApp to automatically pair receipts with transactions. Qashio also embeds a rewards program that lets businesses earn Qashio Points on every transaction, exchangeable for Emirates Skywards miles, cashback, or exclusive partner offers.

Target Audience

Qashio targets finance managers, purchasing teams, office managers, operations staff, entrepreneurs, and C-suite executives across industries including law firms, transportation and logistics, technology, marketing and events, and hospitality.

Features

  • Unlimited virtual corporate cards with customizable spending limits, merchant controls, and real-time issuance
  • Automated petty cash management that reduces manual handling and minimizes leakage
  • Direct ERP integrations with Dynamics365, Oracle Netsuite, SAP, Xero, and Zoho via APIs
  • AI-based receipt matching via WhatsApp that automatically pairs receipts to transactions
  • Multi-entity and subsidiary management with consolidated expense tracking
  • Configurable approval workflows for spend requests, invoices, and reimbursements
  • Pool accounts for managing client payables and controlling budgets across teams
  • Qashio Points loyalty program redeemable for Emirates Skywards miles, cashback, or exclusive offers
  • Mobile app for expense tracking available on Android and iOS, with Apple Pay, Samsung Pay, and Google Pay support
This profile is AI-generated and may contain inaccuracies.