Mutuus offers a health membership plan in Mexico that provides zero deductible and zero coinsurance coverage for major medical expenses, ensuring that members incur no out-of-pocket costs for hospital bills. The service includes 24/7 emergency assistance, telemedicine, and annual check-ups, addressing the high out-of-pocket healthcare expenses that families face in the private health sector.
Funding
$1.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
GPFounders
Product
Problem
In Mexico's private healthcare sector, families often face high out-of-pocket expenses for major medical needs due to deductibles and coinsurance requirements. Unexpected hospital bills can create significant financial strain, making comprehensive healthcare inaccessible for many.
Solution
Mutuus provides a health membership plan in Mexico that offers comprehensive coverage for major medical expenses with zero deductible and zero coinsurance. Members receive full coverage for hospital bills, eliminating out-of-pocket costs. The membership includes 24/7 emergency assistance, telemedicine services, and an annual check-up, ensuring members have access to immediate and preventative care. Mutuus aims to provide accessible and predictable healthcare costs, protecting families from financial burdens associated with medical emergencies. The plans are underwritten by MetLife.
Target Audience
The primary target audience is families and individuals in Mexico seeking comprehensive health coverage without high out-of-pocket expenses, particularly those who want predictable healthcare costs and access to emergency and preventative services.
Features
- Zero deductible and zero coinsurance for major medical expenses
- 24/7 emergency assistance and ambulance services
- Telemedicine consultations for remote medical advice
- Annual check-up, including basic health screenings
- Optional add-ons such as visual and dental plans
- Coverage for accidental death and funeral expenses
- Pet assistance coverage
- Hospital bill coverage up to either $1M or $2M Suma Asegurada
- Optional international coverage up to $50,000 USD