Proximitty.ai provides regulator-grade AI agents that automate the full commercial loan lifecycle—from document ingestion and financial spreading to covenant monitoring and borrower servicing—for C&I, CRE, and SBA loans. The platform uses computer vision to parse messy, scanned statements at over 99.8% accuracy and browser agents to integrate with 10+ core banking systems without APIs or engineering resources. Built for community banks and credit unions, it emphasizes compliance-first design with SOC 2 Type II certification and full audit trails for examiners.
Funding
Funding not disclosed
Founders
Product
Problem
Commercial lenders at community and regional banks, credit unions, and non-bank lenders rely on manual processes and legacy tools to spread financials, monitor covenants, and service borrowers. Legacy spreading tools are inaccurate roughly half the time, requiring heavy analyst rework, and existing systems like nCino, Abrigo, and Moody's only document what happened rather than taking action. This inefficiency slows loan origination, increases operational risk, and strains compliance and model risk management teams.
Solution
Proximitty provides regulator-grade AI agents that handle every step of the loan lifecycle—ingesting documents, spreading financials, monitoring covenants, and servicing borrowers—specifically for C&I, CRE, and SBA loans. The platform uses computer vision built for real-world documents, parsing blurry, scanned, or messy statements at over 99.8% accuracy, with human-in-the-loop validation on final outputs. Unlike systems of record, Proximitty acts as a system of action: its agents make calls, send messages, update borrower records, and escalate exceptions. The platform integrates with any banking system in under three weeks using state-of-the-art browser agents that operate existing interfaces—no APIs, no engineering lift, no IT tickets. A governance layer ensures every agent action is observed, logged, and reviewable, with configurable human-in-the-loop checkpoints and strict guardrails for full auditability.
Target Audience
Primary customers are commercial lenders at community and regional banks, credit unions, and non-bank lenders—specifically Chief Credit Officers, heads of commercial lending, loan operations leaders, and servicing leaders, as well as MRM, compliance, and CISO teams needing audit trails and monitoring.
Features
- AI agents that automate document ingestion, financial spreading, covenant monitoring, and borrower servicing across the full loan lifecycle
- Computer vision engine that parses blurry, scanned, or messy statements at >99.8% accuracy, with human-in-the-loop validation on final outputs
- Browser agents that integrate with any banking system without APIs or engineering resources, supporting 10+ core systems including Fiserv DNA, Fiserv Premier, FIS Horizon, Jack Henry SilverLake, Finastra Phoenix, Temenos Transact, CSI NuPoint, and Oracle FLEXCUBE
- Governance layer with observed, logged, and reviewable agent actions, plus configurable human-in-the-loop checkpoints on any step
- Strict guardrails including scoped tools, approved templates, and policy-bound parameters to ensure agents operate only within defined boundaries
- SOC 2 Type II certified with AICPA SOC compliance, designed for model risk management and regulatory examination readiness