Provides a unified API that enables businesses to integrate directly with banks across Latin America and the United States, facilitating real-time account-to-account payments, QR-based collections, and bank account validation. This streamlines financial operations for industries such as e-commerce, lending, and payment gateways by reducing transaction failures, lowering costs, and automating treasury management.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses often face challenges integrating with various banks across Latin America and the United States, leading to inefficiencies in processing payments, validating accounts, and managing treasury operations. These complexities result in increased transaction failures, higher operational costs, and difficulties in automating financial workflows.
Solution
Prometeo provides a unified API that enables businesses to directly integrate with banking networks across Latin America and the United States. This API facilitates real-time account-to-account payments, QR-based collections, payments via links, white-label payment solutions, and bank account validation. By connecting to Prometeo's API, companies can automate and digitize their access to relevant banking information, streamlining treasury management, reducing fraud in credit applications, and eliminating friction in e-commerce transactions. The platform offers a secure infrastructure that ensures data privacy and compliance with local and international regulations, providing a single point of access to banking information and payment functionalities across 11 countries.
Target Audience
The primary target audience includes banks seeking to offer efficient treasury management to their corporate clients, lending companies aiming to reduce fraud and deposit failures, e-commerce businesses looking for real-time payment solutions, and payment gateways needing to provide customizable payment options.
Features
- Unified API for accessing banking information and payment functionalities across Latin America and the United States
- Real-time account-to-account payments for instant transactions
- QR-based collection capabilities for simplified payment processes
- Bank account validation to prevent failed transfers and verify user profiles
- Treasury management tools for efficient financial oversight
- White-label payment options for customizable solutions
- Secure infrastructure with data encryption and compliance with ISO 27001 standards
- Support for multiple use cases including e-commerce, lending, and payment gateways
- Integration via a widget that allows users to pay without leaving the platform