Pro-Tier offers a platform that lets employers set a fixed subsidy budget which employees can allocate across medical, dental, vision, and retirement benefits, providing a flexible and affordable solution for both salaried and hourly workers.
Funding
Funding not disclosed
Founders
Product
Problem
Employers often struggle to offer benefits that meet diverse employee needs while staying within budget and complying with healthcare and retirement regulations. Traditional benefit plans are inflexible, costly, and typically favor salaried staff, leaving hourly workers with limited options.
Solution
Pro-Tier provides a platform that lets employers allocate a fixed subsidy budget, which employees can then distribute among medical, dental, vision, and retirement options that best suit them. The system supports both salaried and hourly workers, allowing subsidies to be defined as fixed monthly amounts or per‑hour rates. Employers retain control over eligibility rules, subsidy levels by role, and overall spend, while employees enjoy personalized, affordable benefit choices. The platform automates compliance with federal and state requirements and integrates with insurance carriers to deliver the selected coverage.
Target Audience
Pro-Tier targets mid‑size to large employers seeking to provide flexible, cost‑controlled benefits for both salaried and hourly staff, particularly those in industries with high turnover or diverse workforce needs.
Features
- Employer‑defined subsidy budgets with flexible contribution models (fixed monthly or per‑hour rates)
- Employee self‑service portal to select and allocate benefits across health, dental, vision, and retirement
- Eligibility and tiered subsidy rules based on employment duration, hours worked, or job role
- Integration with insurance carriers for seamless enrollment and claims processing
- Compliance engine that ensures offerings meet federal and state healthcare and retirement regulations
- Dashboard for employers to monitor subsidy spend, utilization, and impact on employee retention