Micro and small enterprises often face challenges in accessing timely and affordable financing, hindering their ability to manage cash flow and pursue growth opportunities. Traditional financial institutions may have stringent requirements or lengthy approval processes, making it difficult for these businesses to obtain the necessary capital quickly. This lack of access to immediate liquidity can impede their operational efficiency and limit their potential for expansion.

Prestamype provides micro and small enterprises with factoring and secured loan solutions designed to improve their access to immediate liquidity. Through factoring, businesses can sell their invoices to Prestamype to receive immediate payment, while secured loans allow them to leverage real estate as collateral for financing. By offering these services, Prestamype enables businesses to overcome cash flow obstacles, maintain smooth operations, and invest in growth initiatives. Prestamype's factoring service allows businesses to unlock capital tied up in accounts receivable, while secured loans provide access to larger sums of capital for strategic investments.

Factoring services that enable businesses to sell invoices and receive immediate payment

Secured loans that allow businesses to use real estate as collateral for financing

Streamlined application and approval processes for quick access to funds

Flexible loan terms and repayment options tailored to the needs of micro and small enterprises

Digital platform for easy management of financing solutions

Supervision by the UIF (Unidad de Inteligencia Financiera) in prevention of LA/FT (Lavado de Activos y Financiamiento del Terrorismo)

Prestamype primarily serves micro and small enterprises seeking immediate access to financing for working capital, debt consolidation, or growth initiatives.

Prestamype generates revenue through interest and fees charged on factoring and secured loan products.