Prestamype facilitates financing through secured mortgage loans and provides working capital solutions via invoice factoring for businesses. They connect borrowers seeking capital with investors interested in lending against real estate collateral. The company also offers investment opportunities in these secured loans and factoring arrangements.
Funding
$6.9M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
ALOIFounders
Product
Problem
Micro and small enterprises often face challenges in accessing timely and affordable financing, hindering their ability to manage cash flow and pursue growth opportunities. Traditional financial institutions may have stringent requirements or lengthy approval processes, making it difficult for these businesses to obtain the necessary capital quickly. This lack of access to immediate liquidity can impede their operational efficiency and limit their potential for expansion.
Solution
Prestamype provides micro and small enterprises with factoring and secured loan solutions designed to improve their access to immediate liquidity. Through factoring, businesses can sell their invoices to Prestamype to receive immediate payment, while secured loans allow them to leverage real estate as collateral for financing. By offering these services, Prestamype enables businesses to overcome cash flow obstacles, maintain smooth operations, and invest in growth initiatives. Prestamype's factoring service allows businesses to unlock capital tied up in accounts receivable, while secured loans provide access to larger sums of capital for strategic investments.
Target Audience
Prestamype primarily serves micro and small enterprises seeking immediate access to financing for working capital, debt consolidation, or growth initiatives.
Features
- Factoring services that enable businesses to sell invoices and receive immediate payment
- Secured loans that allow businesses to use real estate as collateral for financing
- Streamlined application and approval processes for quick access to funds
- Flexible loan terms and repayment options tailored to the needs of micro and small enterprises
- Digital platform for easy management of financing solutions
- Supervision by the UIF (Unidad de Inteligencia Financiera) in prevention of LA/FT (Lavado de Activos y Financiamiento del Terrorismo)