Predicate offers a programmable policy layer that integrates directly into smart contracts, bridges, and blockchain nodes, enabling real‑time enforcement of AML/CFT, sanctions, geofencing, identity, and liquidity rules. Developers can query a single API to receive cryptographic approvals or denials for each transaction, while accessing a marketplace of on‑chain and off‑chain data providers and tools for monitoring and audit reporting. The solution is designed for protocol teams, DeFi platforms, asset issuers, and infrastructure providers seeking to embed regulatory compliance into on‑chain financial applications.
Funding
$7M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
2OFounders
Product
Problem
Blockchain-based financial applications lack built‑in mechanisms to enforce regulatory and risk controls, making it difficult for institutions to meet AML/CFT, sanctions, and asset‑risk requirements when transacting on public networks. Existing compliance solutions are often off‑chain, fragmented, or unable to operate in real time, leading to exposure to illicit activity and barriers to institutional participation.
Solution
Predicate provides a programmable policy layer that integrates directly into smart contracts, bridges, and blockchain nodes, allowing developers to define and enforce compliance rules on‑chain. Policies are expressed as rule sets that can incorporate AML/CFT screening, address blacklists, geolocation checks, identity verification, and liquidity requirements. When a transaction is submitted, the application queries Predicate’s API, which instantly returns a cryptographic signature indicating approval or denial, enabling sub‑second enforcement without user friction. The platform supports any on‑chain or off‑chain data source through a marketplace of Information Providers, and policies can be updated in real time to adapt to evolving regulatory demands. All transaction activity is observable, with real‑time monitoring, testing tools, and downloadable histories for reporting.
Target Audience
Primary customers are blockchain protocol teams, DeFi platforms, asset issuers, and infrastructure providers that need to embed regulatory compliance and risk controls into their on‑chain products for institutional and regulated market participants.
Features
- Smart‑contract‑level policy enforcement that blocks non‑compliant transactions before execution
- Real‑time API that returns cryptographic signatures confirming policy compliance in sub‑second latency
- Programmable rule engine supporting AML/CFT screening, sanctions lists, geofencing, identity and liquidity checks
- Marketplace of on‑chain and off‑chain data providers enabling flexible policy data inputs
- Dynamic policy management with real‑time updates and versioning to match changing regulations
- Transaction observability tools for monitoring, testing with sample data, and exporting audit logs
- Integration‑agnostic design allowing use with any blockchain, bridge, or node via a single API
- Ecosystem of partners (e.g., Aleo, Plume, TRM Labs, Elliptic) providing specialized compliance and security services