Powerlytics provides a unified data platform that delivers real‑time, verified income, employment, and investable‑asset information for every U.S. household, as well as complete financial statements for all U.S. businesses via APIs, data cubes, and a web portal.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions and insurers often rely on fragmented, outdated data sources for income verification and asset assessment, resulting in slow underwriting, inaccurate risk profiling, and suboptimal marketing targeting.
Solution
Powerlytics delivers a unified data platform that provides frictionless, real‑time income verification and investable‑asset information covering 100 % of U.S. households, along with complete financial statements for all U.S. businesses. The platform aggregates public and proprietary datasets, applies predictive‑analytics models, and exposes the intelligence through APIs, data cubes, and web‑based tools. By standardizing data access and enriching it with analytics, lenders, insurers, and wealth managers can accelerate decision‑making, improve risk accuracy, and personalize outreach without manual data collection. The solution is hosted in a secure, HIPAA‑compatible environment and integrates with existing risk‑management, marketing, and CRM workflows.
Target Audience
Primary customers are banks, credit unions, and alternative lenders, as well as insurance carriers, wealth‑management firms, and marketing teams that require accurate, up‑to‑date income and asset data for underwriting, risk assessment, and customer acquisition.
Features
- Real‑time API delivering verified income, employment, and investable‑asset data for every U.S. household.
- Pre‑built data cubes that compile full financial statements for 100 % of U.S. businesses, ready for bulk download or on‑demand queries.
- Predictive‑analytics engine that scores creditworthiness, churn risk, and cross‑sell potential using machine‑learning models.
- Web‑based analytics portal with customizable dashboards for risk, marketing, and portfolio insights.
- Seamless integration hooks for loan origination systems, underwriting platforms, insurance policy engines, and wealth‑management CRMs.
- Enterprise‑grade security, including encryption at rest, role‑based access controls, and compliance with data‑privacy regulations.
- Scalable architecture supporting high‑volume query loads and flexible licensing (pay‑per‑record or subscription).