Payy provides businesses, developers, and global platforms with a secure, private infrastructure for moving, storing, and spending stablecoins. Its stack includes a private-by-default blockchain, a wallet, a payment card, and modular tools such as privacy pools and key‑recovery services, enabling everyday use cases like payroll, treasury, and vendor payments without exposing transaction details. The platform is battle‑tested with millions of transactions and integrates with existing EVM ecosystems.
Funding
$2M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Public stablecoin networks expose balances, counterparties, and transaction histories by default, creating privacy and compliance challenges for businesses that need to handle payroll, treasury, vendor payments, and everyday spend.
Solution
Payy offers a private‑by‑default stablecoin infrastructure that lets enterprises move, store, and spend stablecoins without revealing sensitive financial data. The Payy Stack combines a permissioned stablecoin blockchain, a secure wallet, and a payment card, all designed for fast settlement and confidential transaction handling. Privacy‑focused modules—including a privacy bridge for EVM integration, encrypted key recovery, and native privacy pools built with zero‑knowledge proofs—enable seamless interaction with existing DeFi ecosystems while keeping transaction details hidden. Developers can integrate private transfers, batching, scheduling, and recurring payments through a TypeScript SDK, allowing existing applications to adopt stablecoin payments without redesigning their architecture.
Target Audience
Primary customers are enterprises, payroll providers, treasury teams, and platform developers that require confidential stablecoin payments and integration with existing blockchain applications.
Features
- Private‑by‑default stablecoin blockchain with millisecond block times and built‑in privacy pools (UTXO notes, nullifiers, ZK rollups)
- Payy Wallet and Payy Card for secure on‑chain storage and off‑chain spending of stablecoins
- Privacy Bridge providing EVM compatibility for moving assets into and out of confidential pools
- Encrypted key recovery system with scoped KMS paths and on‑chain recovery policies
- Transaction model supporting stealth addresses, batching, scheduling, recurring payments, and sponsored gas
- TypeScript SDK for easy integration of private transfers, proof generation, and local signing
- Polylang, a TypeScript‑inspired smart‑contract language for zero‑knowledge programmable logic