Plenti provides a multi‑currency digital account that lets Colombian individuals and businesses hold, convert, and transfer USDT, USD, EUR, and COP at market‑aligned rates, with low‑cost ACH, wire, and card transfers to overseas brokers and accounts. The platform includes a borderless debit card with no foreign‑transaction fees and offers interest‑bearing USD balances with daily rewards up to 10% annualized, all secured by automated KYC, biometric login, and 24/7 encrypted monitoring.
Funding
Funding not disclosed
Founders
Product
Problem
Individuals and businesses in Colombia face high fees, unfavorable exchange rates, and limited access when sending money abroad, funding international brokerage accounts, or holding foreign currency, making cross‑border financial activities costly and cumbersome.
Solution
Plenti offers a digital account that lets users hold, convert, and transfer funds in USDT, US dollars, euros, and Colombian pesos through a single app. The platform provides low‑cost ACH, wire, and card‑based transfers to brokers and other overseas accounts, as well as a borderless debit card that works globally without foreign‑transaction fees. Users can earn interest on USD balances (up to 10% E.A.) and receive daily rewards, while real‑time exchange rates and transparent fees ensure predictable costs. Security features include automated identity verification, biometric login, PIN protection, and 24/7 encrypted transaction monitoring. The service integrates with major financial ecosystems, enabling seamless payments, investments, and everyday spending across the United States, Europe, and Colombia.
Target Audience
Plenti targets Colombian residents, freelancers, and small businesses that need affordable international transfers, brokerage funding, and a reliable way to hold and spend foreign currency.
Features
- Multi‑currency digital wallet supporting USDT, USD, EUR, and COP with instant conversion at market‑aligned rates
- Low‑fee cross‑border transfers via ACH, wire, and Plenti Card to brokers, investment platforms, and personal accounts
- Borderless debit card accepted worldwide, free of foreign‑transaction and maintenance fees
- Interest‑bearing USD balances with daily rewards up to 10% annualized and up to 6% annualized on other holdings
- Automated KYC and biometric authentication, plus continuous encrypted monitoring of all transactions
- Transparent fee structure with best‑in‑market buy and sell rates displayed in the app
- Upcoming features for direct investment in U.S. and Colombian equities and indices