Plan With Phoebe is a UK-focused cashflow modelling platform designed for independent financial advisers (IFAs). The software helps advisers create and present detailed financial forecasts to clients, supporting retirement planning, investment strategy, and long-term wealth management decisions. It is tailored to the UK regulatory and pension landscape, including tools for drawdown and tax planning.
Funding
Funding not disclosed
Founders
Product
Problem
UK independent financial advisers often rely on complex, generic financial planning tools that are not tailored to the specific nuances of the UK pension system, tax rules, and regulatory environment. This makes it time-consuming to produce accurate, client-ready cashflow forecasts that support confident long-term financial decisions.
Solution
Plan With Phoebe provides a dedicated cashflow modelling platform built specifically for UK IFAs, enabling them to create detailed, visual financial plans for clients. The software streamlines the process of projecting income, assets, and liabilities over time, helping advisers demonstrate the likely outcomes of different pension, investment, and tax strategies. It is designed to integrate into the adviser's existing workflow, supporting both client meetings and ongoing plan reviews with clear, easy-to-understand outputs that enhance client engagement and trust.
Target Audience
UK-based independent financial advisers and financial planning firms who need accurate, presentable cashflow models for client retirement and investment planning.
Features
- UK-specific cashflow modelling engine that accounts for state pension, personal allowances, and income tax bands
- Scenario comparison tools that let advisers model different contribution levels, retirement ages, and drawdown strategies side by side
- Visual charts and projection reports designed for use in client meetings to clearly illustrate long-term financial outcomes
- Support for defined contribution and defined benefit pension schemes, including tax-free cash and income drawdown calculations