Plannix provides an independent, PSD2‑compliant financial‑planning platform that aggregates data from thousands of European banks to deliver real‑time wealth tracking, budgeting, and portfolio management tools. Users can model retirement and investment scenarios, automate rebalancing and PAC creation, and receive three guided tutoring sessions for personalized plan reviews, all without hidden fees or conflicts of interest.
Funding
$500K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Individuals and families often lack a clear, unbiased view of their finances, making it difficult to track assets, assess financial health, and create actionable investment plans without relying on costly advisors or complex spreadsheets.
Solution
Plannix offers an independent financial‑planning platform that aggregates data from over 4,000 European banks via secure PSD2‑compliant open‑banking connections. The platform automatically updates balances, categorises assets, and presents a real‑time overview of wealth, cash flow, and investment performance. Built‑in simulators and calculators let users model retirement, future income, and portfolio growth scenarios, while automated budgeting, rebalancing, and PAC (Piano di Accumulo Capitale) tools help maintain target asset allocations. Users receive three guided planning sessions with a personal tutor to review goals, adjust strategies, and address concerns, ensuring continuous support without hidden fees or conflicts of interest.
Target Audience
Plannix targets individuals and families with investable capital or regular savings who seek independent, data‑driven financial planning, as well as users who prefer guided support over self‑service spreadsheets.
Features
- Secure, encrypted connection to 4,000+ banks and financial institutions using PSD2‑approved providers (Salt Edge, GoCardless)
- Automatic synchronization of accounts, assets, ETFs, funds, stocks, bonds, insurance policies, real estate, and crypto in a single dashboard
- Real‑time wealth tracker with key performance indicators and financial‑health scores
- Interactive simulators for pension, future capital, and income‑replacement scenarios
- Budgeting and expense optimisation tools that generate annual financial plans
- Portfolio rebalancing and PAC creation with model portfolios updated for 2025 market conditions
- Three premium tutoring sessions for personalized plan review, mid‑year check‑up, and year‑end evaluation
- Mobile‑responsive interface with alerts, KPI reports, and downloadable analytics