This startup provides pet insurance services through partnerships with independent veterinarians, ensuring complete medical coverage without hidden costs. It confirms pre-existing conditions upfront and offers emergency treatment coverage at various vet practices, allowing pets to receive care even when owners are away from home.
Funding
$930K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many pet insurance policies have hidden costs, exclude pre-existing conditions, or penalize owners for making claims, creating uncertainty about coverage and potentially hindering access to necessary veterinary care. Traditional pet insurance models may also lack flexibility in choosing a veterinarian or covering emergency treatment away from home.
Solution
Pet Proactive offers lifetime pet insurance policies through partnerships with independent veterinarians, providing comprehensive medical coverage without hidden limits or penalties for claiming. The company identifies and confirms pre-existing conditions upfront, ensuring transparency and certainty of coverage from the start. Policies cover treatment and referrals through the pet's local vet, giving them the freedom to decide on the most effective course of action. Pet Proactive also covers emergency treatment at other vet practices when the pet needs care while away from home.
Target Audience
Pet Proactive targets pet owners who value a long-term relationship with their local independent veterinarian and seek comprehensive, transparent pet insurance coverage without hidden costs or penalties.
Features
- Complete medical cover up to £12,000 for vet fees and £1,000 for complementary treatment.
- Premiums reflect the pricing of the pet's local vet practice, ensuring affordability into old age.
- One excess payment per policy year, regardless of the number of conditions treated.
- No premium increases due to claims.
- Coverage for emergency treatment at any vet practice while away from home.
- Excludes costs unrelated to medical treatment, specialist dogs, breeding-related treatments, and routine treatments.
- New animals must be under six years old to be insured.