Perx Folkefinansiering is a marketplace that connects borrowers seeking consumer and refinancing loans with lenders looking to invest in secured loans backed by real estate. The platform offers competitive interest rates for borrowers and higher returns for investors compared to traditional investment products, facilitating direct lending without intermediary fees.
Funding
$614.7K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Small and medium-sized businesses (SMBs) often struggle to access financing through traditional banks due to stringent requirements and lengthy approval processes. Borrowers may also face unfavorable interest rates or loan terms, hindering their growth and investment opportunities.
Solution
Perx Folkefinans is a marketplace that directly connects borrowers seeking real estate-backed business or consumer loans with investors looking for alternative investment opportunities. The platform streamlines the lending process, offering borrowers competitive interest rates and customized financial solutions beyond what traditional banks may provide. Investors can directly lend to borrowers, earning returns without intermediary fees, and build their own loan portfolios secured by real estate. Perx facilitates direct lending, enabling investors to act as their own bank and choose the borrowers they want to support.
Target Audience
The primary users are SMBs and individuals seeking loans secured by real estate, as well as investors looking for alternative investment opportunities with secured returns.
Features
- Loan applications tailored for business and real estate financing needs.
- Direct lending platform connecting borrowers and investors.
- Real estate-backed loans providing security for investors.
- Competitive interest rates for borrowers.
- No fees for lenders, ensuring the full interest rate goes to the investor.
- Platform facilitates the management of loan portfolios.
- Investors can select specific loans to fund.