Permisso offers a platform that collects and processes consumer data in real time to automate underwriting, onboarding, and verification workflows for financial services. It supports use cases such as mortgage and consumer lending, retail banking, and crypto platforms, providing one‑click ID, employment, and income verification to boost document collection rates and reduce processing costs.
Funding
$2.8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Financial institutions and digital platforms often struggle with slow, manual collection and verification of consumer data, leading to high processing costs, low conversion rates, and delayed underwriting decisions.
Solution
Permisso offers a real-time data collection and verification platform that automates the intake of consumer information across mortgage, consumer, retail, auto, student loan, and digital insurance lending, as well as investment, crypto, and e‑gaming services. The solution provides one‑click verification of identity, employment, and income, enabling instant underwriting and streamlined onboarding. By integrating directly into existing loan and onboarding workflows, Permisso reduces document collection friction, accelerates approval cycles, and lowers operational expenses. The platform also supports AML checks for regulated sectors, allowing firms to meet compliance requirements without additional manual effort.
Target Audience
Primary customers are lenders, banks, and fintech platforms that need to automate underwriting, onboarding, and compliance processes for consumer finance products.
Features
- API-driven real-time capture of consumer data from multiple sources
- One‑click ID, employment, and income verification using proprietary data connectors
- Automated AML screening for investment, crypto, and e‑gaming platforms
- Seamless integration with loan origination, underwriting, and digital onboarding systems
- Document collection engine that boosts submission rates and reduces lead‑to‑bank costs
- Support for a range of verticals including mortgage, auto, student loans, and digital insurance quoting