Perlyn provides an agentic payments platform that enables businesses to automate and manage real‑world commerce transactions without manual intervention. The solution integrates with existing point‑of‑sale systems to trigger payments based on predefined business rules, reducing friction and improving cash flow for retailers and service providers.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses that want to sell physical goods through their digital applications must build or integrate complex payment infrastructure, manage transaction routing, ensure regulatory compliance, and handle settlement and payouts. This creates high development costs and operational risk, especially for companies without deep payments expertise.
Solution
Perlyn provides an agentic payments platform that enables companies to embed real‑world commerce directly into their apps. The platform abstracts transaction routing, compliance, and settlement, offering APIs that developers can call to initiate purchases and receive instant payouts. Customizable payment flows allow merchants to tailor the checkout experience to their brand while relying on Perlyn’s backend to manage risk and regulatory requirements. By handling the end‑to‑end payment lifecycle, Perlyn lets businesses launch physical‑goods sales quickly without building their own payment stack.
Target Audience
Primary customers are digital product companies, SaaS platforms, and marketplace operators that need to sell physical products or services within their existing applications.
Features
- API-driven integration for seamless embedding of purchase flows into web, mobile, or native applications
- Automated transaction routing across multiple payment networks to optimize cost and success rates
- Built‑in compliance and fraud management tools that meet regional regulatory standards
- Real‑time settlement and instant payout capabilities to merchants’ bank accounts or digital wallets
- Configurable payment flow templates allowing custom branding, multi‑step checkout, and dynamic pricing
- Dashboard and reporting interface for monitoring transaction status, revenue, and reconciliation