The startup offers an insurance planning platform that provides tailored investment options, tax benefits, and flexible withdrawal strategies for retirement savings. This platform enables individuals and businesses to effectively manage their retirement funds according to their specific financial goals and needs.
Funding
$3.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many individuals and businesses lack the expertise or time to navigate the complexities of retirement planning, insurance, and investment options, leading to suboptimal financial outcomes. Traditional financial planning often involves high fees and limited access to diverse investment opportunities.
Solution
Perlib provides a digital platform that offers personalized guidance and access to a range of investment and insurance products, including Plan Épargne Retraite (PER), assurance vie, and real estate investments. The platform connects users with certified financial advisors who provide tailored recommendations based on their specific financial goals and risk tolerance. Perlib negotiates contracts with market actors to offer competitive fees and a fully dematerialized subscription and management process. The platform also offers various simulators to help users model different investment scenarios and understand potential returns and tax implications.
Target Audience
Perlib targets individuals and businesses seeking comprehensive and accessible financial planning solutions, particularly those interested in retirement savings, insurance, and real estate investments.
Features
- Personalized financial planning with certified expert advisors
- Digital platform for easy subscription and contract management
- Access to a range of investment products: PER, assurance vie, real estate (including SCPI and crowdfunding) and structured products
- Tax optimization strategies, including Girardin, Malraux, and LMNP
- Risk assessment and portfolio diversification tools
- Financial simulators for retirement planning, tax calculations, and real estate investments
- Performance monitoring and reporting
- Educational resources, including articles and guides on retirement planning, real estate investment, and insurance