Percent is a platform that facilitates the sourcing, structuring, and syndication of private credit transactions, enabling accredited investors to access high-yield opportunities in asset-backed financing and corporate loans. By connecting investors with borrowers in need of liquidity, Percent addresses the challenge of limited access to private credit markets, offering potential annualized returns of up to 20% with investment terms ranging from 6 to 36 months.
Funding
$48.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Accredited investors often lack access to private credit investment opportunities, which are typically dominated by institutional players. Borrowers, particularly small businesses and startups, face challenges in securing flexible financing outside of traditional public markets. This creates an inefficient market where high-yield opportunities are not readily available to a broader range of investors.
Solution
Percent provides a platform that directly connects accredited investors with borrowers seeking capital through private credit transactions. The platform streamlines the sourcing, structuring, and syndication of asset-backed financing and corporate loans, offering investors access to potentially high-yield, short-duration investments. By offering a marketplace with transparent data and expert support, Percent simplifies private credit investing, enabling accredited investors to diversify their portfolios with assets that have historically shown low correlation to public markets. The platform's technology allows investors to specify desired yields and minimum investment amounts, while borrowers gain access to alternative funding sources beyond traditional channels.
Target Audience
Percent primarily targets accredited investors seeking to diversify their portfolios with alternative assets and potentially achieve higher yields than traditional fixed income investments. The platform also serves small businesses and startups looking for flexible financing solutions outside of traditional banking channels.
Features
- Marketplace for asset-backed notes and corporate loans with terms ranging from 6 to 36 months
- Blended Notes for diversified exposure across multiple deals and asset classes
- Proprietary technology for upfront comparison of available deals, borrower data, and market insights
- Syndication process allowing investors to specify desired yield and minimum investment amount
- Monthly income potential from interest payments on funded deals
- Surveillance reports providing ongoing performance tracking and market updates
- Dedicated Investor Relations team providing support and answering questions