Penning operates a Denmark‑licensed crypto‑asset service platform that offers EU retail and institutional investors regulated access to over 190 crypto assets with deep liquidity, market and OTC trading, and same‑day settlement. It also provides algorithmic, strategy‑driven investment portfolios starting at €5,000, featuring proprietary exposure management and performance‑based fees, while maintaining full client custody and compliance with MiCA and ISO security standards.
Funding
Funding not disclosed
Founders
Product
Problem
Retail and institutional investors in the EU often lack access to a regulated crypto platform that offers deep liquidity, same‑day settlement, and professionally managed investment strategies, while also ensuring secure custody and compliance with European regulations.
Solution
Penning provides a Denmark‑licensed Crypto‑Asset Service Provider (CASP) platform that lets users trade over 190 crypto assets via market and OTC orders with deep liquidity and same‑day settlement. The platform also offers strategy‑driven investment portfolios starting at €5,000, managed by an in‑house desk using proprietary algorithms and the Phoenix Protocol, which dynamically adjusts exposure to Bitcoin and Ethereum across market cycles. Clients retain full custody control, and all operations adhere to MiCA, ISO 27001, ISO 20022, and other EU security standards. An upcoming cross‑chain swap feature will enable optimal price execution for token swaps while maintaining custody safeguards.
Target Audience
Penning serves EU/EEA retail investors and institutional clients who require regulated, high‑liquidity crypto trading and professionally managed crypto investment strategies.
Features
- Market and OTC trading with deep liquidity and same‑day settlement for 190+ crypto assets
- Proprietary algorithmic trading suite (4–6 in‑house algorithms) for BTC & ETH futures, operating market‑neutral
- Phoenix Protocol for dynamic exposure management in strategy‑driven portfolios (Penning Trend)
- Investment packages with €5,000 minimum, performance‑based fees, and defined risk/return profiles
- Full custody control with segregation of client funds and ISO‑compliant security infrastructure
- EU MiCA compliance, ISO 27001 data protection, DORA resilience, and ISO 20022 transaction reporting
- Planned cross‑chain token swap service with optimal price execution and custody protection (Q4 2026)