Peanuds offers an e-money account tailored for startups and SMEs, featuring IBANs and corporate debit cards that integrate with Apple and Google Pay for streamlined transactions. The platform enables instant, fee-free money transfers between accounts and provides tools for effective spend management and financial analytics.
Funding
Funding not disclosed
Founders
Product
Problem
Startups and SMEs often face challenges in managing their finances due to complex payment processes, lack of real-time insights, and the need for efficient spend management tools. Traditional banking solutions may not offer the flexibility and integration required for modern, fast-paced businesses.
Solution
Peanuds provides an e-money account designed specifically for startups and SMEs, offering a streamlined solution for managing finances. The platform features IBANs and corporate debit cards that seamlessly integrate with Apple and Google Pay, enabling efficient and versatile payment options. Peanuds facilitates instant, fee-free money transfers between accounts within its network, enhancing transaction speed and reducing costs. Furthermore, it equips businesses with effective spend management tools and financial analytics, providing a comprehensive overview of their financial activities and promoting better decision-making.
Target Audience
Peanuds primarily targets startups and SMEs seeking a modern, integrated e-money solution to simplify payment processes, improve spend management, and gain better financial insights.
Features
- E-money accounts with dedicated IBANs issued directly in the business's name.
- Corporate debit cards seamlessly integrated with Apple Pay and Google Pay.
- Instant SEPA transfers to compatible bank accounts, available 24/7.
- Fee-free, instant transfers between Peanuds accounts.
- Virtual and physical card generation with customizable settings for each user.
- Smart contact list for simplified payment management.
- Mobile app for on-the-go account access and payment management.
- Advanced payment functionality for maximum flexibility.
- Comprehensive financial analytics for real-time insights into spending patterns.