PayZen provides a French‑made omnichannel payment platform that lets merchants accept over 150 payment methods—including cards, wallets, SEPA direct debit, and instant bank transfers—through a single integration point. The service offers REST APIs, SDKs and plugins for major e‑commerce and CMS platforms, with fully brandable checkout, 3DS2 compliance, real‑time fraud protection, and instant settlement of transfers.
Funding
Funding not disclosed
Founders
Product
Problem
Merchants and service providers often struggle to accept payments across multiple channels—online stores, mobile apps, messaging platforms, and phone orders—while maintaining compliance, security, and a seamless checkout experience. Integrating diverse payment methods and fraud‑prevention tools typically requires extensive development effort and coordination with multiple banks. Delays in activation and complex configuration can lead to lost sales and high cart abandonment rates.
Solution
PayZen delivers a unified, French‑made payment platform that enables businesses to collect funds through web, mobile, link‑based, instant‑transfer, SEPA direct‑debit, and virtual terminal channels from a single integration point. The service offers REST APIs, JavaScript libraries, and native SDKs, plus pre‑built plugins for over 50 e‑commerce and CMS solutions, allowing rapid deployment with minimal code. Checkout pages are fully brandable and support advanced flows such as one‑click, subscriptions, multi‑installment plans, pre‑authorizations, and dynamic currency conversion. Transactions are processed in compliance with PCI‑DSS and 3DS2 standards, and built‑in fraud‑detection tools help protect merchants and customers. Funds from instant‑transfer payments are credited to the merchant’s account within ten seconds, and link‑based payments can be shared via email, SMS, WhatsApp, or QR codes. Activation typically occurs within 48 hours, and French‑based support ensures assistance throughout the onboarding and operational phases.
Target Audience
The solution targets e‑commerce merchants, SaaS platforms, SMEs, large enterprises, and public‑sector organizations that need a secure, multi‑channel payment acceptance layer with minimal integration effort.
Features
- Support for more than 150 payment methods, including card schemes, wallets, prepaid cards, SEPA direct debit, and instant bank transfers
- Omnichannel collection options: embedded checkout, mobile SDK, shareable payment links, QR codes, and a virtual terminal for phone orders
- Comprehensive integration toolkit: REST API, JavaScript SDK, iOS/Android SDKs, and ready‑made plugins for Shopify, Magento, WooCommerce, PrestaShop, Salesforce, and dozens of other platforms
- Fully customizable checkout UI with branding, one‑click, subscription, installment, pre‑authorization, and dynamic currency conversion capabilities
- PCI‑DSS certified infrastructure with mandatory 3DS2 authentication and real‑time fraud‑prevention rules engine
- Instant settlement for bank transfers (funds available in ~10 seconds) and automated reconciliation via downloadable reports or API hooks
- Quick onboarding: activation within 48 hours, extensive developer documentation, and French‑language support via phone and email