Extend
Extend is a spend and expense management platform that lets businesses create virtual cards, set budgets, and automate reconciliation without switching banks. The platform supports vendor payments, employee cards, bill pay, and integrates with major card networks like American Express, Visa, and Mastercard. Extend also offers an API and AI toolkit for custom integrations and automated expense categorization.
- Financial Technology
- Enterprise Software
- Software Only
- Artificial Intelligence
- Applications
Funding
Raised to date
$54MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
+1Founders
Product
Problem
Businesses using traditional commercial cards often lack real-time visibility and control over employee spending and vendor payments. This leads to inefficient expense tracking, manual reconciliation challenges, fraud exposure, and difficulty enforcing spend limits across the organization.
Solution
Extend provides a platform that connects directly to existing commercial card programs, enabling businesses to issue virtual cards with custom limits, active dates, and merchant restrictions. The platform includes spend management, expense management, accounting automation, and intelligence reporting capabilities in a single web and mobile application. Users can create budgets, pay bills, manage receipts, reimburse employees, and automate reconciliation with AI-powered categorization. Extend also offers a virtual card API for custom integrations and an AI toolkit for building tailored automation agents.
Target Audience
Primary customers are finance teams and businesses of all sizes that use commercial cards and need better spend control, expense tracking, and payment automation—including industries such as retail, legal services, construction, media production, and life sciences.
Features
- Virtual card generation with customizable spending limits, active dates, and merchant controls
- Budget creation and delegation with real-time spend tracking across teams and locations
- Bill pay functionality for automated vendor payments and subscription management
- Receipt management, reimbursement workflows, and automated approval processes
- AI-powered transaction categorization and policy agent for expense compliance
- Integrations with major commercial card networks including American Express, Visa, and Mastercard
- REST API for custom virtual card issuance and payment orchestration
- Role-based access controls for administrators, managers, and end-users