Pay with Charlie provides a cashless and contactless payment solution, enabling businesses to accept payments directly from customers' smartphones. This system streamlines transactions by eliminating the need for physical cards or cash.
Funding
Funding not disclosed
Founders
Product
Problem
Many businesses, especially smaller ones or those operating in mobile environments, face challenges in accepting cashless payments due to the costs and complexities associated with traditional POS systems. Customers are also increasingly seeking convenient and flexible payment options beyond cash or physical cards.
Solution
Pay with Charlie offers a mobile payment solution that enables businesses to accept payments directly from customers' smartphones using QR codes and NFC technology. The platform supports a wide range of payment methods, including credit cards, digital wallets (Apple Pay, Google Pay, PayPal), mobile carrier billing, and account-to-account transfers via instant payment protocols. Businesses can generate QR codes for display at fixed locations, on mobile devices, or even on invoices, allowing customers to scan and pay using their preferred method. The system integrates with existing POS systems or can function as a standalone payment solution, providing a cost-effective and versatile alternative to traditional payment terminals.
Target Audience
The primary target audience includes small and medium-sized businesses (SMBs), retailers, restaurants, service providers, vending machine operators, and charitable organizations seeking affordable and versatile cashless payment solutions.
Features
- QR-code and NFC-based payment acceptance for smartphones
- Support for major credit cards (Visa, Mastercard, Amex, Discover, Diners Club)
- Compatibility with digital wallets such as Apple Pay, Google Pay, and PayPal
- Mobile carrier billing options (Vodafone, Telekom, O2)
- Instant payment (account-to-account) functionality for real-time transfers
- Integration options for vending machines via MDB connection
- API for in-app payment integration with whitelabel solutions
- Scan & Collect feature for order-ahead and takeaway scenarios
- Digital receipt generation and storage within the Pay with Charlie app