PaySponge offers a programmable financial infrastructure that gives agents and freelancers multi‑currency accounts with cross‑chain fiat and crypto transfers, enforced spending controls, and compliance‑ready key management via a TypeScript SDK and REST API. The platform enables businesses to automate agent onboarding, payment acceptance, and settlement reconciliation, streamlining cash flow and reducing operational overhead.
Funding
Funding not disclosed
Founders
Product
Problem
Agents and gig‑economy participants often lack a unified financial layer that can hold both fiat and crypto, enforce spending policies, and integrate seamlessly with existing tooling. Meanwhile, businesses that sell services to these agents must manage manual onboarding and payment reconciliation, which slows down revenue capture and increases operational overhead.
Solution
PaySponge delivers a programmable financial infrastructure that lets individual agents maintain multi‑currency accounts, execute cross‑chain transfers, and apply granular spending controls through a unified API. The platform exposes a TypeScript SDK and REST endpoints, enabling developers to embed account creation, payment acceptance, and investment functions directly into any agent stack with minimal code changes. Transaction data are encrypted in transit and stored under compliance‑ready controls, while real‑time analytics provide visibility into spend limits, transaction volumes, and asset balances. Businesses can onboard agents automatically via the gateway component, issue payments, and reconcile settlements without manual intervention, accelerating cash flow and reducing operational costs.
Target Audience
The primary users are independent agents, freelancers, and AI‑driven bots that require flexible multi‑currency wallets, as well as B2B platforms and service providers looking to sell directly to these agents through automated payment flows.
Features
- TypeScript SDK and RESTful API for rapid integration into custom agent workflows
- Cross‑chain transaction engine supporting fiat, ERC‑20, and other major crypto assets
- Programmable spending controls (daily budgets, per‑transaction caps, domain‑whitelisted destinations) enforced at the wallet layer
- On‑demand account provisioning with KYC/AML compliance hooks and encrypted key management
- Real‑time transaction monitoring dashboard with webhook notifications for settlement events
- Modular gateway that automates agent onboarding and payment acceptance without human touchpoints
- Secure data storage meeting industry standards (TLS, role‑based access, audit logs)