PayRam provides a no-KYC cryptocurrency payment gateway for high-risk businesses, enabling them to accept Bitcoin, Ethereum, USDT, and other cryptocurrencies from customers globally. The platform gives merchants complete ownership of their payment systems, eliminating third-party interference, chargebacks, and fund locks, while offering transaction fees as low as 0.5%.
Funding
Funding not disclosed
Founders
Product
Problem
Many high-risk businesses face challenges in accessing traditional payment gateways due to regulatory constraints, high fees, and the risk of fund seizures. This limits their ability to accept payments globally and efficiently, hindering growth and profitability.
Solution
PayRam provides a self-hosted cryptocurrency payment processor that empowers high-risk businesses to accept Bitcoin, Ethereum, USDT, and other cryptocurrencies without KYC requirements. The platform gives merchants complete ownership and control over their payment systems, eliminating third-party interference, chargebacks, and fund locks. PayRam supports over 20 cryptocurrencies across multiple networks, including Bitcoin, Ethereum, Tron, and Solana, enabling seamless global transactions. With transaction fees as low as 0.5%, PayRam offers a cost-effective solution for businesses seeking financial autonomy and censorship resistance. The platform's API allows for easy integration into existing systems, providing a secure and efficient payment processing solution.
Target Audience
PayRam primarily targets high-risk businesses such as online casinos, iGaming platforms, adult entertainment sites, e-commerce stores, marketplaces, and charities seeking a secure, private, and censorship-resistant payment solution.
Features
- Self-hosted architecture for complete control over payment processing
- No KYC requirements for merchants, enabling faster onboarding
- Support for over 20 cryptocurrencies, including Bitcoin, Ethereum, and USDT
- Multi-chain support across Bitcoin, Ethereum, Tron, and Solana networks
- Low transaction fees, starting at 0.5%
- Real-time deposit notifications via webhooks
- API for seamless integration into existing systems
- Secure wallet management for BTC and stablecoins
- Docker deployment for easy setup
- Fraud-proof blockchain records