Payosfer provides AI-powered payment systems infrastructure and end-to-end turnkey solutions for banks and payment institutions, covering card, POS, and ATM operations. Its product ecosystem includes PayosGate, a unified payment management platform, and PayosPortal, a digital merchant platform for managing virtual and physical POS transactions. The company also offers integration solutions, consultancy services, and products spanning e-commerce, campaigns, and security.
Funding
Funding not disclosed
Founders
Product
Problem
Banks and payment institutions often struggle with fragmented payment systems, complex integration processes, and operational inefficiencies across card, POS, and ATM channels. Managing multiple digital channels and merchant transactions from separate platforms increases complexity, slows deployment, and raises security risks.
Solution
Payosfer provides an AI-powered payment systems infrastructure with end-to-end turnkey solutions for card, POS, and ATM operations. Its product ecosystem unifies payment systems and digital channels into a single management center, reducing operational complexity and enabling fast integration through ready-to-use APIs. The platform supports scalable growth, high-security data protection, and seamless compatibility with existing banking platforms and card packages. Payosfer also delivers integration solutions, innovative products, and consultancy services to help financial institutions build a sustainable, integrated payment ecosystem.
Target Audience
Primary customers are banks, payment institutions, and financial organizations seeking to modernize their payment infrastructure, as well as merchants needing consolidated POS and digital payment management tools.
Features
- PayosGate: unified payment management platform compatible with all main banking platforms and card packages, reducing operational complexity and enabling fast API-based integration
- PayosPortal: digital merchant platform for managing virtual, physical, and cash register POS transactions from a single panel, supporting payment by link, recurring payments, and 3D Secure
- AI-powered infrastructure that enhances payment processing, campaign management, and operational decision-making
- Additional products include PayosConnect, PayosPF, PayosCampaign, PayosHR, PayosCommerce, and PayosDms for comprehensive financial ecosystem coverage
- High-security data protection measures and scalable architecture that adapts to growing institutions
- End-to-end solutions covering e-commerce, accounting, campaigns, and security within a single ecosystem