COO
Paymentology
Paymentology provides a cloud-native card issuing and processing platform that enables banks, fintechs, and digital banks to launch and scale card programs across 65+ countries without rebuilding their technology stack. The platform supports debit, credit, prepaid, hybrid, virtual, and crypto-linked cards, with a real-time data feed delivering 120 data lines per transaction for hyper-personalized customer experiences.
- Financial Technology
- Software Only
- Data & Analytics
- Enterprise Software
Updated 6 days ago
Funding
Raised to date
$175MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
across 1 round
APAP
$175M · Growth
Announced May 2026
Disclosed cumulative: $175M
RoundDateAmountValuationInvestors
Founders
Product
Problem
Traditional card issuing and processing systems rely on legacy infrastructure that limits scalability, slows product launch cycles, and restricts access to real-time transaction data. Banks and fintechs struggle to adapt quickly to market demands, expand across borders, or deliver modern payment experiences without significant rebuilding and operational overhead.
Solution
Paymentology offers a multi-cloud, service-driven card issuing and processing platform that lets financial institutions launch and scale card programs without rebuilding their technology stack. The platform supports the full range of card products—debit, credit, prepaid, hybrid, virtual, and crypto-linked—with configurable modules that adapt to local regulatory and technical requirements. Real-time data feeds deliver 120 data lines per transaction, enabling hyper-personalized customer experiences and rapid decision-making. A decision engine allows clients to build custom authorization and transaction workflows, while a transaction switch optimizes routing for lower costs and higher approval rates. The platform operates across 65+ countries with local compliance standards and low-latency processing.
Target Audience
Primary customers include fintechs, digital banks, traditional banks, telcos, lenders, travel companies, expense management platforms, remittance providers, governments, acquirers, PSPs, and super apps seeking to launch or scale card programs globally.
Features
- Multi-cloud infrastructure with shared or dedicated instances for flexible deployment and global reach
- Decision engine for building custom authorization and transaction workflows with automated rules
- Real-time data intelligence capturing 120 data lines per transaction for hyper-personalized experiences
- Support for debit, credit, prepaid, hybrid, virtual, numberless, and crypto-linked card programs
- Tokenization capabilities for digital wallets, contactless payments, and modern payment methods
- Client portal with full visibility into performance, balances, and spend trends, fully encrypted
- ISO-certified and GDPR-compliant risk management and security controls
- Cross-border issuing across markets without managing separate programs