in3 is a Dutch FinTech that offers a buy now, pay later (BNPL) solution, allowing consumers to make purchases in three interest-free installments. This service addresses the need for flexible payment options, enabling consumers to manage their cash flow without incurring additional costs.
Funding
Funding not disclosed

Founders
Product
Problem
Many consumers lack access to flexible payment options, forcing them to either delay purchases or incur high-interest debt. Traditional financing methods often involve lengthy application processes and strict credit requirements, excluding a significant portion of the population. This lack of accessible payment solutions can hinder consumer spending and limit access to essential goods and services.
Solution
in3 provides a buy now, pay later (BNPL) solution that enables consumers to split purchases into three interest-free installments. This service allows shoppers to manage their cash flow more effectively without incurring additional costs or requiring extensive credit checks. By offering a flexible and transparent payment option, in3 aims to make products and services more accessible to a broader range of consumers. The platform integrates seamlessly with online retailers, providing a convenient payment option at checkout.
Target Audience
The primary target audience is consumers seeking flexible payment options for online purchases, particularly those who may not qualify for traditional credit or prefer to avoid interest charges.
Features
- Pay in three interest-free installments
- No credit checks required
- Seamless integration with online retailers
- Transparent payment schedule