PayDunya provides a unified digital payment platform for West African merchants, enabling acceptance of cards, mobile money, and bank transfers via APIs, SDKs, and ready‑made checkout tools. The service includes invoicing, recurring billing, and a bulk payout engine for one‑click disbursements, all managed through a real‑time dashboard with reporting and compliance features.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses in West Africa often struggle to collect online payments because local payment methods are fragmented, integration is complex, and transaction costs are high, limiting cash‑flow efficiency and growth.
Solution
PayDunya offers a unified digital payment platform that lets merchants accept payments on websites, mobile apps, and through mass‑payment channels such as Mobile Money and bank transfers. The service supports invoicing, recurring billing, and a product simulator that matches the optimal payment mix to the merchant’s industry. Transactions are processed with end‑to‑end security and competitive fees, while a dedicated support team assists with API integration and account setup. Merchants can also execute bulk payouts to thousands of recipients in a single click, streamlining disbursements for payroll, refunds, or supplier payments. All activity is visible in a dashboard that provides real‑time transaction monitoring, downloadable reports, and KYC compliance tools.
Target Audience
PayDunya serves small to medium enterprises, online retailers, service providers, and NGOs operating in Senegal, Côte d’Ivoire, Mali, Burkina Faso, Benin, and Togo that need integrated digital payment and mass‑payout capabilities.
Features
- Multi‑channel acceptance: Visa, Mastercard, local Mobile Money (Moov, MTN, Orange Money, Free Money, Wave) across six West African countries
- API and SDKs for seamless integration into e‑commerce sites, mobile apps, and SaaS platforms
- Invoicing and recurring billing modules with customizable payment schedules
- Bulk payment engine for one‑click disbursements to mass recipients
- Product simulator that recommends the best payment configuration per sector (e‑commerce, hospitality, finance, etc.)
- Real‑time dashboard with transaction history, downloadable Excel/PDF reports, and alerts
- End‑to‑end encryption, AML/KYC compliance, and 72‑hour settlement for same‑currency bank transfers