Paybots provides an AI‑driven payment platform that lets autonomous agents shop, reserve, and purchase on behalf of users while enforcing custom spending rules and intent verification. Every transaction is checked against user‑defined caps, categories, and mandate alignment, and Paybots backs each charge with dispute support, offering a single API that handles tokenization, authorization, identity, and dispute infrastructure for developers.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses that rely on autonomous agents or bots to make purchases face risks of unauthorized spending, lack of real‑time compliance checks, and the need to build complex payment, tokenization, and dispute infrastructure themselves.
Solution
Paybots offers an AI‑driven payment platform that intercepts every agent‑initiated transaction and validates it against a user‑defined mandate, custom spending rules, and a backed guarantee before the charge reaches the company's books. The platform provides a single API that handles tokenization, identity verification, mandate management, rule enforcement, and dispute record creation, allowing developers to embed agent‑driven payments without constructing a full payments stack. If an agent attempts an off‑script purchase, the transaction is blocked or requires a one‑tap confirmation, ensuring alignment with intent. Approved charges are backed by Paybots, so the merchant and the business are protected from erroneous or fraudulent spend. All transaction data, including the mandate and rule checks, are packaged for easy dispute resolution.
Target Audience
Primary customers are product teams building AI agents, bots, or automated assistants that need to make purchases on behalf of users, as well as enterprises seeking to enable controlled, agent‑driven spending without developing their own payment infrastructure.
Features
- One‑API integration covering tokenization, authorization rules, identity verification, mandates, and dispute record generation
- Mandate alignment checks that compare each purchase to the user’s explicit request, with optional confirmation for ambiguous intents
- Configurable spending controls such as daily caps, merchant category limits, and approval thresholds that agents cannot override
- Transaction guarantee where Paybots stands behind every cleared charge, absorbing errors or unauthorized spend
- Built‑in dispute readiness with pre‑assembled mandate and rule evidence attached to each transaction
- Compatibility with existing agent frameworks and payment processors via standard API calls