Paybook is a cloud‑based platform that consolidates transaction data from banks, cryptocurrency exchanges, and utility services into a single read‑only ledger, automatically categorizing income and expenses and supporting custom grouping. It provides role‑based sharing, an embeddable Syncfy API for fintech integration, and a Glass publishing suite for transparent financial reporting, offered through tiered subscription plans.
Funding
$10M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Individuals, businesses, nonprofits, and public entities must manually consolidate financial data from banks, cryptocurrency wallets, and utility services, leading to fragmented records, time‑consuming bookkeeping, and limited transparency for stakeholders.
Solution
Paybook delivers a cloud‑based financial hub that aggregates transactions from banking institutions, crypto exchanges, and utility providers into a single read‑only ledger. The platform automates income and expense categorization, supports custom grouping of transactions, and enables secure, role‑based sharing of financial views. Through the Syncfy API, developers can embed a standardized connectivity widget to link any fintech, tax authority, or utility service to the hub. The Glass module lets users publish curated financial data and launch funding campaigns, fostering trust with donors, investors, or constituents. Multi‑layer security—including AES‑256 encryption, dedicated firewalls, and VPN tunnels—protects data integrity while ensuring compliance across jurisdictions. Subscription plans provide tiered access for personal users and organizations, scaling with collaborative and reporting needs.
Target Audience
Primary customers include individual consumers, freelancers, small‑to‑medium businesses, nonprofits, government agencies, public figures, and crypto/IPO projects that require automated bookkeeping, collaborative financial visibility, and transparent reporting.
Features
- Automatic ingestion of bank, cryptocurrency, and utility account data via secure read‑only connections
- Customizable transaction grouping (“PayBooks”) and tagging for granular expense tracking across projects or departments
- Role‑based, read‑only sharing links that allow collaborators, auditors, or stakeholders to view selected financial slices without exposing fund transfer capabilities
- Syncfy API and embeddable widget offering a single‑platform integration point for fintech developers to connect to over 50 financial institutions worldwide
- Glass publishing suite for creating transparent financial reports, campaign pages, and stakeholder dashboards with export options for regulatory compliance
- Multi‑currency support and borderless account aggregation for users operating in multiple countries
- Enterprise‑grade security stack: AES‑256 data encryption, dedicated firewalls, VPN tunneling, and continuous monitoring to safeguard sensitive financial information
- Tiered subscription pricing (Free personal tier, Premium $4.99 /mo, Organization starting at $9.99 /mo or $7.99 /mo annually) with optional add‑ons for advanced API usage