PayBase is a Swiss-regulated financial platform that provides businesses with a unified suite for managing both fiat and crypto payments. It offers corporate IBAN accounts, crypto wallets, business debit cards, and fiat-to-crypto conversion services, all designed to streamline global operational payments. The platform is operated by Avital Swiss Invest AG, a member of the VQF self-regulatory organization.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses managing global operations often face fragmented financial infrastructure, requiring separate accounts for fiat and cryptocurrency transactions. This fragmentation leads to inefficiencies, higher costs, and operational complexity when handling cross-border payments, vendor settlements, and currency conversions.
Solution
PayBase provides a unified financial platform that consolidates fiat and crypto payment operations into a single, regulated environment. The platform offers a dedicated corporate IBAN for global payments, a secure crypto wallet, and a business debit card, all accessible through one interface. It simplifies treasury management by enabling businesses to receive funds, pay vendors, and convert between fiat and digital assets without needing multiple service providers. By operating under Swiss regulatory oversight, PayBase ensures compliance and security for its users.
Target Audience
Primary customers are small to mid-sized businesses and financial operators that need a compliant, all-in-one solution for managing both fiat and cryptocurrency payments in their daily operations.
Features
- Dedicated corporate IBAN account for receiving and making global payments in multiple fiat currencies
- Institutional-grade crypto wallet supporting major digital assets like USDC, BTC, and ETH
- Integrated business debit card linked to both fiat and crypto balances for expense management
- On-ramp and off-ramp services for seamless conversion between fiat and cryptocurrencies
- FX conversion with discounted rates across more than 20 fiat currencies
- Mass payment solution for processing high volumes of vendor payments with reduced error risk